Car Insurance Discounts

An easily overlooked way to get cheap car insurance is to forget to ask for available discounts.

Discounts vary amongst car insurance companies, and from state to state. Here are examples of discounts that may be available in the state you live and with companies that offer car insurance. There is no harm in asking, and car insurance discounts can make a big difference in your savings.

  • Anti-theft Device
  • Anti-lock Brake System – ABS
  • Passive Restraint – airbags
  • Side Airbags
  • Stability Control System
  • Careful Driver
  • ‘Top tier’ rating
  • Homeowner
  • Multiple Car Owner
  • Claim free record (over 3 years)
  • Loyalty program
  • Defensive driving course certification
  • New car
  • Economy car
  • Senior citizen
  • Married
  • High-graded student
  • OnStar service
  • LoJack installed
  • Window glass VIN engraving
  • Low mileage driver
  • Car pooling
  • Car club membership
  • Employer program
  • Business association
  • Professional affiliation
  • Online application
  • Full payment option
  • Protected parking
  • Secured garaging

As you can see, there are many possibilities that could lower your insurance risk and rates so that you can get a discount. Discounts can vary from 5% to 25%, providing significant savings. Don’t forget to ask when shopping around for cheap car insurance. Since insurance companies change their policies periodically, you should review on a yearly basis what your coverage is and if you become eligible for discounts, or whenever your circumstances change.

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Related:

  1. Cheap Car Insurance and What You Drive Are small cars the cheapest to insure? Not likely! Small cars can cost more to insure because of who drives them! There are several factors that insurance companies take into account to determine insurance rates on car models. safety...
  2. Cheap Car Insurance Guide Thanks for visiting Cheap Car Insurance Guide. We have taken the time to organize information that can help you to learn about getting cheap car insurance. If you’re just looking for auto insurance, or if you are looking for other...
  3. Cheap Car Insurance For your Teenager As a parent you want your teenager to be safe and sensible when driving. As a teenager you revel in the new freedom and independence that driving yourself provides. A parent tries to instill responsibility and rules. A teen...