Car Insurance Discounts

An easily overlooked way to get cheap car insurance is to forget to ask for available discounts.

Discounts vary amongst car insurance companies, and from state to state. Here are examples of discounts that may be available in the state you live and with companies that offer car insurance. There is no harm in asking, and car insurance discounts can make a big difference in your savings.

  • Anti-theft Device
  • Anti-lock Brake System - ABS
  • Passive Restraint - airbags
  • Side Airbags
  • Stability Control System
  • Careful Driver
  • ‘Top tier’ rating
  • Homeowner
  • Multiple Car Owner
  • Claim free record (over 3 years)
  • Loyalty program
  • Defensive driving course certification
  • New car
  • Economy car
  • Senior citizen
  • Married
  • High-graded student
  • OnStar service
  • LoJack installed
  • Window glass VIN engraving
  • Low mileage driver
  • Car pooling
  • Car club membership
  • Employer program
  • Business association
  • Professional affiliation
  • Online application
  • Full payment option
  • Protected parking
  • Secured garaging

As you can see, there are many possibilities that could lower your insurance risk and rates so that you can get a discount. Discounts can vary from 5% to 25%, providing significant savings. Don’t forget to ask when shopping around for cheap car insurance. Since insurance companies change their policies periodically, you should review on a yearly basis what your coverage is and if you become eligible for discounts, or whenever your circumstances change.

Related:

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3 Responses to “Car Insurance Discounts”

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Related posts to Car Insurance Discounts

Related:

  1. Cheap Car Insurance and How You Drive When you are looking for cheap car insurance the insurance company will take into account your driving record. If you have had a history of driving infractions such as at-fault accidents, moving violations, driving under the influence (DUI), and even...
  2. Cheap Car Insurance and What You Drive Are small cars the cheapest to insure? Not likely! Small cars can cost more to insure because of who drives them! There are several factors that insurance companies take into account to determine insurance rates on car models. safety equipment...
  3. 7 Tips to Cheap Auto Insurance Buy a low risk car Car insurance rates are based on the value of the car, the cost to repair, crash test results, prevalence of theft, and frequency of claims. Many factors affect these criteria, but what you drive...
  4. Welcome to Cheap Car Insurance Guide Thanks for visiting Cheap Car Insurance Guide. We have taken the time to organize information that can help you to learn about getting cheap car insurance. If you’re just looking for auto insurance, or if you are looking for other car...
  5. Are Light Small Cars Safe? A study¹ done some years ago exposed the fallacy of choosing vehicle safety based only on size or weight. Crash testing and real world collisions have documented the effects of seat belts and passive restraints such as air bags and...