Cheap Car Insurance

1. Buy a low risk car
   Car insurance rates are based on the value of the car, the cost to repair, crash test results, prevalence of theft, and frequency of claims. Many factors affect these criteria, but what you drive can have a big impact on your car insurance rates. You can compare ratings of vehicles at Highway Loss Data Institute. Pick a car that has moderate power, is less popular with young drivers, has a good safety record, and is inexpensive to repair, in order to get cheap car insurance.
2. Clean up your credit score
   Insurance companies not only use car type to determine rates, they also use your credit history to determine if you are a reliable bill payer. Maintain a responsible credit history by paying bills on time, and keeping your credit balance low, in order to have cheap car insurance.
3. Drive carefully
   How you drive has a huge affect on your insurability. Your past driving history is included in the way your risk is rated. Keep your driving record spotless with no infractions, violations, tickets, claims, and you can get affordable auto insurance. [Read more →]

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Buy a low risk car
Car insurance rates are based on the value of the car, the cost to repair, crash test results, prevalence of theft, and frequency of claims. Many factors affect these criteria, but what you drive can have a big impact on your car insurance rates. You can compare ratings of vehicles [...]

Tags: Tips // 1 Comment »

An easily overlooked way to get cheap car insurance is to forget to ask for available discounts.

Discounts vary amongst car insurance companies, and from state to state. Here are examples of discounts that may be available in the state you live and with companies that offer car insurance. There is no harm in asking, and car insurance discounts can make a big difference in your savings.

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An easily overlooked way to get cheap car insurance is to forget to ask for available discounts.
Discounts vary amongst car insurance companies, and from state to state. Here are examples of discounts that may be available in the state you live and with companies that offer car insurance. There is no harm in asking, and car [...]

Tags: Discounts // 3 Comments »