Insurance For Car Non-Owners

In most cases insurance for cars goes with the vehicle and not the driver. The policy is written in the name of the car owner but the insurance applies to the car, for specified types of coverage of the driver and of the passengers, and of other people and property that might be involved in a claim for damages, whether for personal injury or for damage repairs.

The insurance policy is written to include specific drivers: usually the vehicle owner, principal driver and any family members.

So what if the driver were not specified on the policy? Perhaps a relative or friend borrowed the vehicle, either with your permission or without.

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In most cases insurance for cars goes with the vehicle and not the driver. The policy is written in the name of the car owner but the insurance applies to the car, for specified types of coverage of the driver and of the passengers, and of other people and property that might be involved [...]

Cheap Car Insurance Coverage Types

Car insurance is sold in different packages and combinations. Choose the coverage you need from the available packages that best match your requirements to protect yourself and family.

There are typically two situations in which you want protection: [Read more →]

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Car insurance is sold in different packages and combinations. Choose the coverage you need from the available packages that best match your requirements to protect yourself and family.
There are typically two situations in which you want protection:

Is Cheap Car Insurance Worth It?

When you drive a car you realize you take on risk of damage and injury in a collision. Motor vehicle crashes kill over 1.2 million people worldwide each year, and injure about forty times this number (WHO, 2004). The cost of collisions to the U.S. economy is estimated at over $40 billion, even as roads, car design and vehicle controls improve each year.

The losses incurred by an collision can come from a variety of incidents and incur a wide range of expense. [Read more →]

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When you drive a car you realize you take on risk of damage and injury in a collision. Motor vehicle crashes kill over 1.2 million people worldwide each year, and injure about forty times this number (WHO, 2004). The cost of collisions to the U.S. economy is estimated at over $40 billion, even as roads, [...]